Study: State Anti-Predatory Lending Laws Successful

A study of 5 million home loans made from 1998 to 2000 shows that state laws save homeowners billions of dollars each year.

1 minute read

March 11, 2006, 9:00 AM PST

By David Gest


"A bill gaining support in the U.S. House of Representatives could wipe out state laws that save homeowners an estimated $9.1 billion a year, according to a study by the Center for Responsible Lending in Durham.

Center officials tout their study as the most comprehensive and the first to provide an arsenal of data showing that state laws barring predatory loan practices not only work, but save consumers billions of dollars a year.

Researchers gathered and analyzed data on 5 million home loans made from 1998 to 2000 in states with substantive protections against predatory loans."

Sunday, March 5, 2006 in Raleigh News & Observer via Chicago Tribune

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