Homeownership

Opinion: Why ‘Starter’ Homes and Cars are Both Disappearing
How lower-income consumers are being priced out of accessible options.

Federal Rule Change Lets Banks Include ADU Income in Mortgage Decisions
A policy change from the Federal Housing Administration is designed to spur more rental housing construction and bring homeownership within reach of more U.S. households.

Miami-Dade County Approves Community Land Trust
The unique housing model offers low-income households the opportunity to own homes.

Report Links Zoning and Land Use to Structural Racism
The historically comprehensive study outlines the policies that have shaped homeownership, generational wealth, and economic development in the Puget Sound region.

U.S. Home Sales to Foreign Buyers Drop by Almost 10 Percent
International purchases of homes on the U.S. housing market slowed in the last year.

Where Have all the Kit Homes Gone?
Buying a house through the Sears catalog was, for a brief historical moment, a popular and affordable way to become a homeowner.

Assessing the Racial Home Valuation Gap
Research shows that homes in communities of color are consistently undervalued by, in some cases, over $1 million.

When a Land Bank Starts a Land Trust
An Ohio land bank adds to its developing power through a community land trust.

Remote Work and the Shift to Suburbia
Is the growth of working from home turning America into a ‘suburban nation?’

Millennials Now Majority Homeowners
Just over half of people in the ‘Y’ generation now own homes, but the largest generation also continues to dominate the rental market.

The Racial Gap in Homeownership is Growing
Black families face bigger challenges when trying to buy homes, leading to a growing gap between Black and white homeownership.

All-Cash Home Sales on the Rise
Cash buyers are becoming more common in many U.S. real estate markets, even as the housing market begins to cool.

Wealth Building Program Promotes Native Homeownership in South Dakota
The program connects tribal communities with resources to help households in some of the nation’s most underresourced reservations access homeownership.

Black Wealth Builders Fund Supports Black Homeownership
A Bay Area loan fund provides Black homebuyers with zero-interest loans to meet their down payments. But is it ‘reparations?’

Houston Becoming a Region of Renters
The area has seen a sharp increase in renters as rising housing costs put homeownership out of reach for more households and investors convert single-family homes to multifamily rentals.

Affordable Housing Measure Passes in Colorado
A voter-approved measure will set aside existing tax revenue to support affordable housing projects, homeownership initiatives, and rental assistance programs.

Flagstaff Housing Needs Outstrip Supply
Data from Flagstaff shows a growing need for affordable rental housing and homeownership options, which the city’s ten-year housing plan is working to address.

Home Prices, Demand on Downward Trajectory
The once-overheated housing market continues to cool as rising interest rates reduce demand.

Seven Charts Highlight the Strangeness of the Housing Market
The unique conditions created during the last few years have upended the U.S. housing market and led to some unusual trends.

The Vanishing American ‘Starter Home’
Rising land costs, expensive materials, and onerous building and lot size requirements are making it harder to build small, affordable ‘starter homes’ in the United States.
Pagination
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Mpact (formerly Rail~Volution)
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