Homeownership

How COVID-19 and Skyrocketing Housing Costs Accelerated Sprawl
In search of space and affordability, American families are increasingly moving to suburbs and exurbs.

How 3D-Printing Can Make Housing More Affordable
Habitat for Humanity is working with 3D-printers to reduce the costs of construction and provide more housing for families in need.

Zillow's 'iBuying' Algorithms Overpaid For Homes
After investing more than $1 billion in buying homes over the last few years, Zillow has ended its 'iBuying' experiment as anticipated profits fail to materialize.

Study: Half as Many Metro Areas Affordable to Low-Income Homebuyers in 2021 as in 2020
Over 13 million potential first-time homebuyers were priced out this year, putting homeownership out of reach for low-income households in most of the largest U.S. cities.

Million-Dollar Homes Becoming Standard Fare Across Los Angeles
As households with means seek to escape crowded apartment buildings and take advantage of historically low mortgage rates, average home prices of over $1 million are proliferating across the LA region.

NPR: HUD Sells Flood-Prone Homes Without Disclosing Risks
The troubling trend is particularly pronounced in lower-income communities, where experts worry households are being inadvertently set up for big financial losses.

New Research Reexamines HOLC's Role in Redlining
New Deal agencies did engage in discriminatory lending practices–but not quite in the way we think.

Racial Bias Still Rampant in the Mortgage Industry
New research that controls for financial factors the industry said would explain disparities shows that race still plays a major role in loan decisions.

Homeownership an Uphill Battle for Black New Yorkers
Black home buyers face an array of challenges when trying to buy homes, leading to a widening gap between Black and white homeowners.

White-Hot Real Estate Market Starting to Cool
The housing frenzy brought on by the pandemic is easing up, with slower growth of median home prices and fewer offers.

How One Community Land Trust Delivers Housing Affordability to Denver
The Elevation Community Land Trust's unusual ownership structure and strong initial fundraising have given it a solid footing in the Denver area.

U.S. Condos Face a 'Midlife Crisis'
An overlooked but important part of American housing stock, many condominium complexes are facing the consequences of decades of deferred maintenance as their buildings and infrastructure reach a critical age.

Manufactured Home Residents Face Heightened Hurricane Risks
The unique construction and ownership structure of so-called 'mobile' homes put their residents at increased risk of property damage, financial loss, and death during extreme weather events.

Report: 'Housing as a Commodity' Increases Residential Segregation
The growth of institutionalized housing has led to growing inequality between Black and white homeownership rates in the Twin Cities, new research shows.

The Numerous Obstacles—Past and Present—Facing Black Homeowners
Black Americans pay a higher price to be homeowners—and the number of those who can afford to pay that price is dropping quickly.

Most Americans Unaware of Flood Risks, Study Finds
The lack of disclosure laws in most states has led to an overvaluation of homes located in floodplains across the country.

The 'Crisis of Non-Replacement' Undermining Black Neighborhoods
A new study shows a troubling reversal of fortunes in many middle-class Black neighborhoods.

A Movement-Based Federal Housing Agenda
What are the New Deal for Housing Justice and the BREATHE Act and how do they move beyond previous housing agendas?

High Housing Costs Are Bad News for Older Millennials
Burdened by rising housing costs, many millennials are finding it increasingly difficult to pay off debt or save for the future.

As Luxury Rents Drop, Low-Income Tenants Pay More
With increasing pressure on the nation's supply of affordable housing, low- and middle-income renters are seeing their rents go up while higher-quality apartments drop prices to lure back remote workers.
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