Homeownership

The Shifting Demographics of Homeownership
Hispanics are the only racial group projected to increase their rate of homeownership over the next two decades, according to a new analysis.

Older Americans Should Rent, Study Says
To rent or to buy? A study from AARP and the Joint Center for Housing Studies at Harvard University weights the cost and benefits of each scenario for Americans 65 and older.

This Moment Calls for Finally Making Homeownership Access Fair
The worsening housing crisis shows that we must develop comprehensive tools and programs to keep families housed and their assets preserved.

The 30-Year Mortgage Faces an Unprecedented Threat: Climate Change
The climate crisis will present more of an existential crisis to the traditional U.S. mortgage market than any previous financial crisis, according to some of the experts cited in the article.

Owner-Renter Hybrid, a Viable Homeownership Alternative?
In the co-investing model, companies are part owners of homes. While this arrangement gives potential homebuyers more options, this isn’t a real solution to the country’s housing affordability crisis.

Black Homeownership Climbed in 2019
Black homeownership climbed in 2019, but still lags far behind homeownership rates for the entire country.

Report: Low Housing Production Stymies Entry-Level Buyers
According to this report, the trends point to a "less diverse, older, higher-income" crop of homebuyers as low production locks out the young and many people of color.

'Extremely Blighted' Designation Spurs Investment in Nebraska Cities
Neighborhoods in Nebraska, located in areas already deemed blighted, will receive priority funding and homebuyer tax credits from the state.

Homeownership—American Dream or Nightmare?
Owning a home has long been considered the ultimate aspiration. But social and economic realities mean the stories about and the path to homeownership are not simple and straightforward.

How One Startup Approaches Rent-To-Own
Founded two years ago, Divvy buys homes for cash and then leases them to tenants who apply part of their rent toward a down payment.

Tiny Homes and Big Opportunities in Detroit
A new tiny homes community offers vulnerable residents a chance to homeownership.

Housing Market Failing Black Millennials
"The gap between white and black home ownership is the widest since the New Deal."

State of the Nation's Housing: Housing Production, Supply Still Coming Up Short
The Joint Center for Housing Studies of Harvard University released its annual "The State of the Nation's Housing" report this morning. There are some signs of post-recession normalcy in the housing market for high-income earners.

How the Middle Class Is Faring on Housing
While the middle class does not face the same kind of nationwide affordability crisis as low-income populations, geography and demographics are placing new stress on middle-income households.

Shared-Equity Homeownership: A Primer
Alternative models of homeownership involving shared equity may be able to offset the urban housing crunch. They include the subjects of this discussion: community land trusts and housing co-ops.

Whites Moving Into Black Neighborhoods Tip the Scales in Problematic Ways
Black neighborhoods near city centers are diversifying as whites move in and buy up properties. But the influx of these higher-income residents is leading to more divisions than inclusivity.

Time to Delink Homeownership from Asset Building
Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.

Zoning in Japan Versus Zoning in the U.S.
Japan's system of zoning appears highly capable of fostering mixed-use, walkable neighborhoods. How does Japanese zoning differ from our own, and what factors caused those differences?

What Will the Future of Homeownership Look Like?
Homeownership rates declined precipitously in the United States up until 2016. While that trend has reversed in more recent years, it's still hard to tell what the future of homeownership will be.

Homeownership in Reach for More Renters
According to the Urban Institute's Housing Affordability for Renters Index, the number of renters who can afford to buy a home in their metropolitan area is generally increasing when compared to the housing bubble of the mid-2000s.
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